Benefits

Healthy Living

Helping people to feel better is our business, and so naturally we place great value on the health of the people who work at Forest. Our benefit programs are designed to help employees and their loved ones remain healthy, vigorous, and vibrant.

Medical & Dental health insurance

Beginning on their first day of work, Forest employees and their spouses/domestic partners and children are eligible for comprehensive medical and dental insurance coverage. Our combined PPO/Indemnity plan provides the flexibility to see healthcare providers in and out of network. Forest is proud to maintain employee contribution rates that are among the lowest in the industry for high-quality care.

Our Medical plan includes coverage for:

• Emergency services and inpatient hospital care
• Prescriptions
• Well-woman care
• Fertility assistance
• Well-child care
• Rehabilitative therapy
• Treatment of mental illness and alcohol and drug abuse
• Vision care
• Hearing care

Employee assistance

Forest offers a range of free and confidential services through two national providers to help employees and their families cope with work and personal issues, including:

• Referrals for child care and elder care
• Parenting resources
• Financial assistance
• Legal assistance

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Financial Well-Being

As a partner in maintaining our employees' well-being, Forest offers a variety of programs that facilitate fiscal fitness by providing a range of opportunities to help employees make the most of their resources and ensure their financial security.

Preparing for the long run: retirement savings plans

Forest provides employees with an opportunity to build their retirement savings through two plans:

• 401(k) plan with company match
• Profit sharing plan

Flexible spending accounts

Many people rely on day care services for dependent children or elderly parents. Even with health insurance they can end up spending out-of-pocket dollars for uncovered medical expenses. To help employees better prepare for both predictable and unforeseen expenses while reducing their taxable income, Forest provides employees with the opportunity to set aside pretax dollars through its Flexible Spending Accounts:

• Healthcare spending account (HCSA)
• Dependent care spending account (DCSA)

Personal insurance

Forest maintains a comprehensive insurance program for the protection of our employees and their families:

• Basic life insurance
• Supplemental life insurance
• Spouse and child life insurance
• Accidental death and dismemberment insurance
• Auto, homeowners, renters, and personal property insurance
• Long-term care insurance

Short-term disability coverage provides employees with financial security during prolonged periods of illness or injury for up to 26 weeks.

Long-term disability provides insurance coverage if an employee becomes disabled and unable to work for more than 26 weeks.

Commuter benefit program (New York City, New Jersey and Long Island facilities) Eligible employees have access to commuting cost savings by using pretax dollars to prepay certain expenses through convenient payroll deductions.

Matching gifts program

Employee referral program

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Growing Families

The diversity among today's families demands versatility in employee benefit packages. Forest offers a comprehensive stable of plans and programs to accommodate the wide-ranging needs of growing families.

• Healthcare for moms and babies
• Maternity disability leave (short-term disability)
• New parent leave (maternity, paternity, and adoption)
• Phaseback
• Family and Medical Leave<
• Dependent care spending account with partial employer match
• Back-up child care (New York City, Jersey City)
• Child care resource & referral
• Family counseling
• Financial assistance for fertility treatment and adoption

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Time Management

Balancing one's personal and professional responsibilities can be a daunting challenge. To help employees manage their time—at work and at home—Forest offers a distinctive combination of traditional and progressive benefits.

• Vacation, holidays, and personal days
• Maternity disability leave (short-term disability)
• New parent leave (maternity, paternity, and adoption)
• Phaseback following leave due to the birth or adoption of a child
• Leave time for military duty, jury duty, and bereavement
• Flex-time (at select locations)
• Summer hours (at select locations)

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